Our goal is to add value to you in securing a cost-effective insurance plan. We believe the independent insurance agent can best understand your needs, provide a broad range of information, make plan recommendations, and represent you in securing the insurance appropriate for you.
An independent insurance agent has the ability and resources to represent many insurance companies. The Independent Agent researches these companies to find the right combination of cost, coverage, underwriting requirements, and service for you.
Tod Kruse, founder and principal agent, is licensed in the State of Illinois for Life, Accident & Health and certified for Long-Term Care insurance. He has attained the following designations and certifications:
-Fraternal Insurance Counselor (FIC)
-Registered Health Underwriter (RHU)
-Retirement Plans Associate (RPA)
We have been serving Groups, Sole Proprietors, Families, and Individuals in Illinois for more than 20 years. We offer you the insurance coverage you need in the following areas: