Long Term Care

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Studies have shown that about one-half of the population will require long-term care, either in-home or at a nursing home, during their lifetime. Depending on the degree of assistance needed, long-term care can cost from $25,000 to $300,000 per year.

Long-term care insurance will pay for the non-medical expenses associated with in-home care, assisted living facility care, adult day care, respite care, and nursing home care.

Call Kruse Insurance Service to discuss the coverage options available and to determine which policy would be best for you.